We are redefining home insurance with transparency, empathy, and speed.
Insurance isn't about paperwork; it's about people. At HomeBizes, we started with a simple question: "What would we want if our own homes were at risk?" The answer became our mission.
We believe in a customer-first approach that prioritizes clarity over confusion. We stripped away the jargon, the hidden fees, and the slow processes to build an insurance company that actually works for you.
"Trust is earned when the claim is paid."
To provide every homeowner with the certainty that no matter what happens, their future is secure.
To democratize access to premium home protection through technology, transparency, and human-centric service. We aim to reduce the recovery time for homeowners after disasters by 50% through our rapid-response networks.
A world where "disaster" doesn't mean "devastation." We envision a future where smart homes and smart insurance work together to prevent losses before they happen, creating safer communities for everyone.
"I never understood my policy until I switched to HomeBizes. Finally, insurance that speaks English."
- Sarah J.
"When my basement flooded, they had a crew out within 4 hours. Incredible service."
- Michael T.
"The smart home discount paid for my security system. It pays to be safe!"
- Elena R.
We operate with full regulatory compliance in all 50 states. Our financial strength is rated A+ by industry standards, ensuring we have the reserves to pay out even in catastrophic events.
Every policy comes with a clear, one-page summary of what is covered and what isn't. No fine print, no surprises. We believe that an informed customer is our best partner in risk management.
We do what we say we'll do, every single time. Your trust is everything.
We understand loss. We treat every claim with the care it deserves.
When you need us, we're there. No delays, no runaround.
We embrace technology to make insurance simpler and better.
HomeBizes is founded by insurance veterans who believed the industry needed disruption. Our mission: fix what's broken in home insurance.
In our first month, we onboarded 1,000 customers. The feedback was clear: people are hungry for better insurance.
We've proven our ability to deliver when it matters most. Thousands of successful claims prove HomeBizes is serious about keeping promises.
CEO & Co-Founder
Former VP of Claims at major insurers. She saw the problems and decided to fix them.
CTO & Co-Founder
Tech leader from fintech. Built our platform to make insurance accessible to everyone.
Head of Customer Success
Passionate about turning customers into advocates through exceptional service.
Join us in revolutionizing home insurance. We're looking for talented people who care about customer impact as much as we do.
View Open PositionsFinancial Rating
Recognized by industry standards for our solid financial foundation.
Reserves
Sufficient capital to cover even catastrophic events across all policyholders.
Claim Reserves
We set aside money today for claims that may happen tomorrow.
State Licenses
Fully licensed and regulated across all 50 states and territories.
When disasters strike communities, we're there. HomeBizes commits 1% of profits to disaster relief funds and supports rebuilding efforts in affected communities.
From hurricane recovery to wildfire support, we understand that tragedy affects entire communities, not just individual homes.
We provide free home safety resources, fire prevention training, and emergency preparedness guides to schools and community centers across the nation.
An ounce of prevention is worth a pound of cure. We teach families how to protect themselves before disasters strike.
We partner with industry leaders to bring you the best in home safety, technology, and service.
Smart Home Integration
Partnerships with leading smart home providers for discounts and seamless integration.
Contractor Network
Vetted, trusted contractors ready to help with quick repairs and rebuilds.
Tech Leaders
AI and machine learning experts ensuring cutting-edge claims processing.
Community Organizations
Working with nonprofits to support vulnerable families during emergencies.