Comprehensive home insurance designed for modern living. Get peace of mind with coverage that actually covers you when it matters most.
At HomeBizes, we believe that insurance isn't just a contract—it's a promise. A promise to rebuild, restore, and recover. We don't just protect property; we protect the memories and futures built inside them.
We've reimagined home insurance to be simple, fair, and comprehensive.
From foundation to roof, your entire property is covered against unforeseen disasters.
Specialized coverage for flood, wind, and storm damage included in premium packages.
Save up to 20% when you have smart security systems installed in your home.
Tailored policies for every type of home.
Comprehensive coverage for your primary residence.
Get a personalized quote in less than 5 minutes. No paperwork, no phone calls, just instant protection.
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Risk Analysis Complete
Modern homes face modern risks. Our policies evolve with the times, covering everything from traditional structural damage to cyber-attacks on smart home devices. We analyze local risk factors including weather patterns and crime rates to provide coverage that actually fits your reality.
We don't just insure; we prevent. All policyholders receive free annual risk assessments and smart home sensors to detect leaks and fires before they become disasters.
A claim is a promise kept. When disaster strikes, you don't need red tape; you need immediate help. Our 24/7 rapid response team approves 95% of simple claims within 24 hours.
We provide emergency housing assistance immediately, so you and your family are never left without a roof over your heads while we handle the repairs.
Our members trust us with their most valuable asset. Here's why.
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Insurance Industry Awards 2024
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Customer Review Leaders
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Get quotes and file claims on any device. Your entire policy is accessible 24/7.
No surprises, no hidden fees. What you see is what you pay. Period.
AI-powered assistance 24/7 with human agents when you need them most.
"My house caught fire and I was devastated. Within 4 hours, HomeBizes had approved my claim and a crew was helping me salvage what I could. Their support didn't end when the check was cashed—they helped me navigate contractors and rebuild."
- David M., Colorado
Fire Damage Claim - $185,000 approved
"I switched from my old insurer expecting the same experience. HomeBizes is night and day. Better coverage, lower price, and they actually explain what's included. It's refreshing."
- Jessica R., California
Standard Home Insurance - $67/month
Most quotes are generated in under 5 minutes. You'll receive a comprehensive policy breakdown via email immediately after completing our simple questionnaire.
Call our 24/7 claims line or file through our app. An adjuster will be assigned within the hour, and most simple claims are approved within 24 hours.
Absolutely. Start with any of our core plans and add or modify coverage to match your specific needs. Our agents can help you find the perfect balance.
No. Cancel anytime with 30 days notice. No penalties, no questions asked. We'd rather keep you happy than keep you paying.
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